Fixed rate, variable rate interest & Euribor If you want to buy a property with a Spanish mortgage you should know that the standard in Spain is the variable interest. The Euro Interbank Offered Rate, also called Euribor, is the reference rate for variable-rate mortgages and is currently at very low levels. Most mortgages in Spain are […] The post MORTGAGES IN SPAIN TO BUY PROPERTY first appeared on C&D Solicitors.

As we stated in our post in February 2015, on 01/01/2015, the regulations governing Inheritance Tax were amended,  EU citizens began paying the same Inheritance Tax as citizens resident in Spain. From that time EU citizens were able to pay tax in accordance with the regulations of the Autonomous Community where the assets are located. […] The post INHERITANCE TAX NOW ALSO THE SAME FOR EU- AND NON-EU CITIZENS first appeared on C&D Solicitors.

On 9 April, the Andalusia Council approved, through a Decree Law, an amendment of the tax on inheritance and gifts, which, in particular, entails great tax savings in terms of the tax on gifts. This legislative amendment introduced a bonus of 99% of the tax liability due in inheritance and gift tax, that is to say […] The post LOWER TAXES ON GIFTS IN ANDALUSIA first appeared on C&D Solicitors.

The number of foreigners interested in buying a property in Spain as an investment or just to be able to enjoy their holiday periods is constantly increasing. Over the last few years, the rental market, in particular tourist rentals, has grown enormously in Andalusia, especially cities on the Costa del Sol and the Costa Tropical, […] The post TAX PAYMENT FOR RENTING OUT YOUR SPANISH HOME first appeared on C&D Solicitors.

It is clear that the healthcare crisis caused by the Coronavirus (COVID-19) has had a huge impact on all areas of our daily lives. The state of alarm decreed by the Spanish government, as well as many other governments in foreign countries, has caused movement restrictions and limitations, the closure of the airspace, the paralysis of […] The post Purchase contracts in Spain and the COVID-19 Corona crisis first appeared on C&D Solicitors.

Fixed rate, variable rate interest & Euribor If you want to buy a property with a Spanish mortgage you should know that the standard in Spain is the variable interest. The Euro Interbank Offered Rate, also called Euribor, is the reference rate for variable-rate mortgages and is currently at very low levels. Most mortgages in Spain are […] The post MORTGAGES IN SPAIN TO BUY PROPERTY first appeared on C&D Solicitors.

As we stated in our post in February 2015, on 01/01/2015, the regulations governing Inheritance Tax were amended,  EU citizens began paying the same Inheritance Tax as citizens resident in Spain. From that time EU citizens were able to pay tax in accordance with the regulations of the Autonomous Community where the assets are located. […] The post INHERITANCE TAX NOW ALSO THE SAME FOR EU- AND NON-EU CITIZENS first appeared on C&D Solicitors.

On 9 April, the Andalusia Council approved, through a Decree Law, an amendment of the tax on inheritance and gifts, which, in particular, entails great tax savings in terms of the tax on gifts. This legislative amendment introduced a bonus of 99% of the tax liability due in inheritance and gift tax, that is to say […] The post LOWER TAXES ON GIFTS IN ANDALUSIA first appeared on C&D Solicitors.

The number of foreigners interested in buying a property in Spain as an investment or just to be able to enjoy their holiday periods is constantly increasing. Over the last few years, the rental market, in particular tourist rentals, has grown enormously in Andalusia, especially cities on the Costa del Sol and the Costa Tropical, […] The post TAX PAYMENT FOR RENTING OUT YOUR SPANISH HOME first appeared on C&D Solicitors.

It is clear that the healthcare crisis caused by the Coronavirus (COVID-19) has had a huge impact on all areas of our daily lives. The state of alarm decreed by the Spanish government, as well as many other governments in foreign countries, has caused movement restrictions and limitations, the closure of the airspace, the paralysis of […] The post Purchase contracts in Spain and the COVID-19 Corona crisis first appeared on C&D Solicitors.

Fixed rate, variable rate interest & Euribor If you want to buy a property with a Spanish mortgage you should know that the standard in Spain is the variable interest. The Euro Interbank Offered Rate, also called Euribor, is the reference rate for variable-rate mortgages and is currently at very low levels. Most mortgages in Spain are […] The post MORTGAGES IN SPAIN TO BUY PROPERTY first appeared on C&D Solicitors.

As we stated in our post in February 2015, on 01/01/2015, the regulations governing Inheritance Tax were amended,  EU citizens began paying the same Inheritance Tax as citizens resident in Spain. From that time EU citizens were able to pay tax in accordance with the regulations of the Autonomous Community where the assets are located. […] The post INHERITANCE TAX NOW ALSO THE SAME FOR EU- AND NON-EU CITIZENS first appeared on C&D Solicitors.

On 9 April, the Andalusia Council approved, through a Decree Law, an amendment of the tax on inheritance and gifts, which, in particular, entails great tax savings in terms of the tax on gifts. This legislative amendment introduced a bonus of 99% of the tax liability due in inheritance and gift tax, that is to say […] The post LOWER TAXES ON GIFTS IN ANDALUSIA first appeared on C&D Solicitors.

The number of foreigners interested in buying a property in Spain as an investment or just to be able to enjoy their holiday periods is constantly increasing. Over the last few years, the rental market, in particular tourist rentals, has grown enormously in Andalusia, especially cities on the Costa del Sol and the Costa Tropical, […] The post TAX PAYMENT FOR RENTING OUT YOUR SPANISH HOME first appeared on C&D Solicitors.

It is clear that the healthcare crisis caused by the Coronavirus (COVID-19) has had a huge impact on all areas of our daily lives. The state of alarm decreed by the Spanish government, as well as many other governments in foreign countries, has caused movement restrictions and limitations, the closure of the airspace, the paralysis of […] The post Purchase contracts in Spain and the COVID-19 Corona crisis first appeared on C&D Solicitors.

Vocabulary about the house. Vocabulario: la casa Index 0. Read the words of the table and try to learn them by heart, with the help of the exercises below. 1. Complete the table. Write the corresponding definite articles. 2. Which words are masculine? Which ones are feminine? 3. Write the plural form of the nouns. 4. Translate the sentences. Pay attention to the agreement between nouns and adjektives. 5. Crossword with audio. 6. Crossword with images. 7. Dictation (Listening and spelling) 8. Answer key.

Original musical theme created as the official opening intro for the audiovisual series “Real-Life Sh*t in English”, created by Martin J. González Pinotti. The work is part of an educational project focused on teaching English as a second language through audiovisual content published on social media platforms. This piece is used as the sonic identity of the project and as a distinctive element of its educational format. Original work. All rights reserved. Tema musical original creado como sintonía de apertura oficial de la serie audiovisual “Real-Life Sh*t in English”, creada por Martin J. González Pinotti. La obra forma parte de un proyecto educativo centrado en la enseñanza del inglés como segunda lengua a través de contenidos audiovisuales publicados en redes sociales. Esta pieza se utiliza como identidad sonora del proyecto y como elemento distintivo de su formato educativo. Obra original. Todos los derechos reservados.

“Endless Light” continues the journey opened by the first track of INFINITE CHRISTMAS, deepening the winter atmosphere of the Atlantic countryside. Once again, Alfredo Erias brings to life the world of small farming communities — the quiet dawn, the breath of the fire, the tender care of mother and father, and the humble miracles that unfold in the heart of a village. The same poem that guides the entire album is reborn here with new colours: flutes and harp trace delicate lines of frost, while the strings rise like a warm glow breaking through the cold. This second song moves with a steady, luminous pulse, as if following the path of a star that never fades. Animals watch in silence, the hearth crackles softly, and stories pass in whispers from generation to generation. The English voice brings clarity and calm, opening a space where tradition becomes universal and the smallest gestures carry the fullness of winter’s meaning. Rooted in the Galician spirit and shaped by its Atlantic heritage, “Endless Light” invites us to feel the quiet strength of community and the renewal of life that comes with each winter solstice, each Christmas.

“Infinite Christmas” opens the album with a warm, ancestral tone rooted in the rural communities of the Atlantic Arc — the world from which Alfredo Erias comes and which shapes his social and cultural identity. The song evokes a winter of shared labour, simple joys and quiet rituals: a heartbeat rising through the frost, the tender care of mother and father, the animals witnessing the mystery of new life, and the small daily gestures that sustain a village. Flutes, harp and strings recall the breath of the fire, the cold of the fields and the dignity of rural tradition. The chorus gathers these images into a message of hope: the hearth is tended, stories pass from voice to voice, and the child’s laughter becomes the brightest light. Inspired by the Galician spirit and its Atlantic heritage, this piece invites us to rediscover the deep warmth of community and the renewal that returns with each winter solstice, each Christmas.

Author: Michael Rozman © 2025 Description: This work is an original song titled “Run Like a Cheetah”, created by Michael Rozman. The song tells a personal story of transformation, inner struggle, and overcoming obstacles — from heaviness and limitations to freedom, speed, and self-realization. The lyrics went through several drafts and evolved from an intimate, confessional text into an uplifting composition with strong imagery and musical drive. Included in this registration are both the original Russian lyrics and the final English adaptation, as well as the creative process notes documenting the song’s development. Русская версия Описание: Данное произведение — оригинальная песня под названием «Беги как Чита», созданная Михаилом Розманом. Песня отражает личную историю трансформации, внутренней борьбы и преодоления препятствий — от тяжести и ограничений к свободе, скорости и самоосуществлению. Текст прошёл несколько черновых этапов и эволюционировал от исповедального стиля к ободряющей композиции с яркими образами и музыкальным драйвом. В рамках регистрации фиксируются как оригинальные русские тексты, так и финальная английская адаптация, а также заметки о процессе создания.